Is a captive right for your stores — yet?

A guided model for convenience-store operators. Enter your stores, payroll and claims history, and compare a captive with the insurance you buy today, line by line: general liability, workers’ compensation, property and cyber.

What you can do

Compare four ways to insure the same risks: guaranteed cost, a retrospective plan, a large deductible and a captive.

See how a loss-control plan changes the result, and what it costs.

Leave with a captive design you can take to the licensed broker of your choice — or a clear answer that a captive doesn’t fit yet.

What it is not

The tool gives illustrative estimates. It is not a quote, an offer of insurance, or legal, tax or investment advice. It explains its assumptions as you go, and only a licensed broker or insurer can price your program.

Access

Access is by invitation while we test the tool with a small group of operators and their advisers.