Realtech provides independent risk consulting and captive insurance roadmaps, connecting your business data, internal teams, and insurance partners to support informed decisions.
Stores and sales, payroll, three years of claims and what you pay today. Where something is missing, published benchmarks fill the gap, and the tool says so.
Each line is priced four ways on the same basis: guaranteed cost, a retrospective plan, a large deductible and a captive. Then again with a loss-control plan.
The lines in the captive, retention and limits, fronting and reinsurance, capital and domicile, and the loss-control plan, assembled into a single captive design.
A captive design ready for the licensed broker of your choice. Or a clear “not yet”, with what would need to change. We don’t sell insurance, so either answer is fine with us.
Request accessEnter your stores, payroll and claims history, and compare a captive with the insurance you buy today, line by line. Try the steps here: this preview shows how the tool responds.
Request accessRealtech is an independent risk consultancy. We apply data analysis and risk expertise to help businesses understand their risks and compare ways of financing them.
No. We deliver data-backed roadmaps that help you weigh coverage and cost across a range of applications - including captive insurance evaluations, compliance auditing, and international standards protocols.
We complement your internal team by adding a specialized layer of data science and business risk expertise. We work alongside your team to process complex data, validate existing assumptions, and tailor realistic solutions that are easily implemented.
No. We are strictly independent consultants. We provide a clear roadmap for your captive setup, which we then help you present to a licensed broker or other insurance partner of your choosing. This approach ensures our advice is focused on your best interest.
Remember, it's your data. Our team utilizes advanced technical skills, including Python for robust data processing (pandas, numpy) and AI as a force multiplier. We blend vast public data sources with your data to provide bespoke solutions.
Complex structures are where we do our best work. Our combined decades of experience across legal, data analysis, and technology applications prepare us for intricate operational structures and data sets. Where a question needs an actuary, a licensed broker or an attorney, we'll say so and help you find one.
Thank you for contacting us and initiating the consulting process! Once you submit your email, we will respond with a personalized invitation to schedule a free conversation with our team.
We can help you find the risk-financing structure that fits.